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Frequently Asked Questions
Is There Any Obligation To Apply?
No — requesting information or speaking with us does not obligate you to apply for coverage. Our goal is simply to help you understand your options so you can decide what’s best for you and your family.
When Will I Get A Response?
We aim to respond to all inquiries as quickly as possible — often within a few minutes during normal business hours. If you submit your request after hours, we’ll typically follow up the next business day.
Why Choose A Broker?
Working with a broker gives you access to multiple insurance companies instead of just one. That means we can help compare different coverage options, benefits, and price points to find something that fits your needs and budget — all in one place. We also help guide you through the process, answer questions, and continue supporting you after the policy is issued.
Do I Have To Pay For This Service?
No — there’s no cost to speak with us or review your options. We’ll help you compare plans, explain how the coverage works, and answer your questions at no obligation. If you decide to move forward with a policy, your payment goes directly toward the insurance coverage you choose.
How Are Your Services Free?
Insurance companies pay us when we help a client enroll in coverage, so you don’t pay anything extra to work with us. Our goal is to help you compare options and make an informed decision.
WE GOT YOU COVERED
INDEXED UNIVERSAL LIFE
Indexed Universal Life insurance offers lifelong coverage while building cash value over time. Its growth is tied to a market index, giving you growth potential with protection from market downturns.
FIXED INDEXED ANNUITIES
Fixed Indexed Annuities help protect your retirement savings while offering growth potential tied to a market index. They provide protection from market losses and can create a reliable stream of retirement income.
FINAL EXPENSE
Final expense insurance helps cover funeral costs, medical bills, and other end-of-life expenses. It’s designed to ease the financial burden on your loved ones and provide peace of mind.
MORTGAGE PROTECTION
Mortgage protection insurance helps your family stay financially secure by helping cover mortgage payments once you pass away. It can help protect your loved ones from the burden of losing their home during a difficult time.
License Information
Verify My Licenses!
Find your state and verify Lavaris Jones with a picture of my license and a link directly to your state specific Department of Insurance.
ALABAMA
To verify my license with the state insurance department, click here: https://www.insurance.alabama.gov/Licensing/LicensingBio.aspx
ALASKA
To verify my license with the state insurance department, click here: https://www.commerce.alaska.gov/web/ins/
ARIZONA
To verify my license with the state insurance department, click here: https://difi.az.gov/license-search
ARKANSAS
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/
CALIFORNIA
To verify my license with the state insurance department, click here: https://cdicloud.insurance.ca.gov/cal
COLORADO
To verify my license with the state insurance department, click here: https://colorado.licenselookup.org/insurance/
CONNECTICUT
To verify my license with the state insurance department, click here: https://www.cidverifylicense.ct.gov/CLIC/VerifyLicense.aspx
DELAWARE
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/license-manager
FLORIDA
To verify my license with the state insurance department, click here: https://www.myfloridacfo.com/division/agents/
GEORGIA
To verify my license with the state insurance department, click here: https://oci.georgia.gov/insurance-resources/agent-individual-agency-company-search
HAWAII
To verify my license with the state insurance department, click here: https://cca.hawaii.gov/ins/insurance-license-search/
IDAHO
To verify my license with the state insurance department, click here: https://doi.idaho.gov/industry/licensing-services/license-types/producer-individual/
ILLINOIS
To verify my license with the state insurance department, click here: https://www.illinois.gov/services/service.insurance-provider-license-search.html
INDIANA
To verify my license with the state insurance department, click here: https://www.in.gov/idoi/licensing/
IOWA
To verify my license with the state insurance department, click here: https://iid.iowa.gov/find-a-licensed-agent
KANSAS
To verify my license with the state insurance department, click here: https://sbs.naic.org/solar-external-lookup/license-manager
KENTUCKY
To verify my license with the state insurance department, click here: https://insurance.ky.gov/ppc/new_default.aspx
LOUISIANA
To verify my license with the state insurance department, click here: https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/
MAINE
To verify my license with the state insurance department, click here: https://www.maine.gov/pfr/insurance/licensees/individual
MARYLAND
To verify my license with the state insurance department, click here: https://www.apps.insurance.maryland.gov/CompanyProducerInfo/ProducerSearch.aspx?NAV=HOME
MASSACHUSETTS
To verify my license with the state insurance department, click here: https://www.mass.gov/insurance-providers-and-producers
MICHIGAN
To verify my license with the state insurance department, click here: https://difs.state.mi.us/locators?searchtype=InsAgent
MINNESOTA
To verify my license with the state insurance department, click here: https://mn.gov/commerce/licensing/license-lookup/
MISSISSIPPI
To verify my license with the state insurance department, click here: https://www.mid.ms.gov/licensing-search/licensing-search.aspx
MISSOURI
To verify my license with the state insurance department, click here: https://insurance.mo.gov/CompanyAgentSearch/search/search-agents.php
MONTANA
To verify my license with the state insurance department, click here: https://csimt.gov/insurance/licensing/
NEBRASKA
To verify my license with the state insurance department, click here: https://doi.nebraska.gov/consumer/company-and-producer-search
NEVADA
To verify my license with the state insurance department, click here: https://di.nv.gov/ins/f?p=licensing:search
NEW HAMPSHIRE
To verify my license with the state insurance department, click here: https://www.insurance.nh.gov/
NEW JERSEY
To verify my license with the state insurance department, click here: https://www-dobi.state.nj.us/DOBI_LicSearch/
NEW MEXICO
To verify my license with the state insurance department, click here: https://www.osi.state.nm.us/pages/bureaus/producers/license-information/individual
NEW YORK
To verify my license with the state insurance department, click here: https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/home
NORTH CAROLINA
To verify my license with the state insurance department, click here: https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing
NORTH DAKOTA
To verify my license with the state insurance department, click here: https://www.insurance.nd.gov/producers
OHIO
To verify my license with the state insurance department, click here: https://gateway.insurance.ohio.gov/UI/ODI.Agent.Public.UI/AgentSearch.mvc/DisplaySearch
OKLAHOMA
To verify my license with the state insurance department, click here: https://www.oid.ok.gov/licensing-and-education/licensee-look-up/
OREGON
To verify my license with the state insurance department, click here: https://dfr.oregon.gov/help/complaints-licenses/pages/check-license.aspx
PENNSYLVANIA
To verify my license with the state insurance department, click here: https://apps02.ins.pa.gov/producer/ilist1.asp
RHODE ISLAND
To verify my license with the state insurance department, click here: https://dbr.ri.gov/insurance/insurance-professionals
SOUTH CAROLINA
To verify my license with the state insurance department, click here: https://doi.sc.gov/354/Licensing-CE
SOUTH DAKOTA
To verify my license with the state insurance department, click here: https://dlr.sd.gov/insurance/license_inquiry_service.aspx
TENNESSEE
To verify my license with the state insurance department, click here: https://www.tn.gov/
TEXAS
To verify my license with the state insurance department, click here: https://www.tdi.texas.gov/
UTAH
To verify my license with the state insurance department, click here: https://insurance.utah.gov/
VERMONT
To verify my license with the state insurance department, click here: https://dfr.vermont.gov/insurance
VIRGINIA
To verify my license with the state insurance department, click here: https://www.scc.virginia.gov/
WASHINGTON
To verify my license with the state insurance department, click here: https://fortress.wa.gov/oic/consumertoolkit/Search.aspx
WEST VIRGINIA
To verify my license with the state insurance department, click here: https://www.wvinsurance.gov/Divisions_Licensing
WISCONSIN
To verify my license with the state insurance department, click here: https://oci.wi.gov/Pages/Consumers/Look-Up.aspx
WYOMING
To verify my license with the state insurance department, click here: https://doi.wyo.gov/licensing
AS A BROKER, WE ARE ABLE TO SHOP AROUND AND FIND THE BEST POSITION FOR YOU WITH ONE OF OUR MANY A+ RATED CARRIERS!
